You’re a first time buyer, if you’re buying your first property. There’s a range of deals out there to help you get on that ladder, we can provide expert advice on the options available.
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Securing your first mortgage can be daunting, but with our expertise, you will have the support and knowledge you need to make informed decisions.
We offer personalised mortgage solutions tailored to your unique financial situation and goals. From understanding mortgage options to securing the best rates and managing the application process, we’re here to make your home-buying experience smooth and stress-free.
One of the first things you need to do, is work out how much you can afford.
Look at your income, or what you get paid, against your outgoings like bills, regular spend and other debts to work out how much money you’d have left each month.
Ask yourself if you have enough to cover a monthly mortgage payment.
You’ll also need to consider other extra costs when buying a home like mortgage product fees, legal fees, property surveys, stamp duty and home moving companies.
At SA Brokers, we offer personalised advice, providing tailored mortgage solutions based on your financial situation and future goals. We will also help you find the best rates available, ensuring you save money over the life of your loan. Our process is streamlined, meaning we provide support and guidance from application to closing to make the process smooth and stress-free.
Contact us and a member of the team will discuss your requirements and options with you.
Once we’ve explored your options, we will guide you all the way to completion and beyond.
With our help, we’ll guide you to completion on your mortgage application and you can enjoy your new property.
Check out our top frequently asked questions about First Time Buyer Mortgage Advice, or view them all by clicking below.
This is the amount of money you will need to pay upfront towards the purchase of the property. The deposit is usually a percentage of the property’s value and is typically around 10% of the purchase price, though this figure can vary.
This is a tax you must pay to the government if the property you are buying is over a certain value. The amount of stamp duty you pay will depend on the property’s purchase price.
You must pay legal fees to your solicitor or conveyancer to carry out the legal work associated with buying property. Legal fees can vary depending on the value and complexity of the transaction.
You must arrange buildings and contents insurance to protect your new home and belongings against damage or loss.
You will only pay us a fee when your mortgage application is approved. If we are unable to secure you a mortgage for whatever reason, then you will pay us £0!
It really could not be easier.
If you want to know more about mortgages, protection and estate planning, then read through our latest news articles to expand your knowledge.
SA Broker LTD is registered with the Data Protection Act 1998 Registration No. ZB805131 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1018246 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200. SA Broker LTD. Company Registration Number 15872153. Registered Office: F04 1st Floor Knightrider House, Knightrider Street, Maidstone, Kent, England, ME156LU.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
